Mi Dinero Privacy Policy

Last updated: April 3, 2026

Overview

Mi Dinero is a personal finance app for iPhone that helps you manage bank accounts, credit cards, and debts. Your privacy is important to us. This policy explains how we handle your data.

Data Collection

Mi Dinero stores your financial data including bank account balances, credit card transactions, debt payments, recurring transactions, and categories locally on your device. This data is never collected, stored on external servers, or transmitted anywhere without your explicit action.

Data Usage

• Bank Account Data: Account balances, deposits, and withdrawals are stored locally on your device only
• Credit Card Data: Card balances, charges, and payments are stored locally on your device only
• Debt Information: Loan balances, payment history, and remaining balances are stored locally on your device only
• Recurring Transactions: Scheduled bills, subscriptions, and income data are stored locally on your device only
• Categories and Preferences: Your custom categories and app settings are stored locally on your device only
• No Personal Information: We do not collect names, email addresses, or any personally identifiable information

Data Storage

All data used by Mi Dinero is stored locally on your iPhone. We do not have servers that collect or store your information. Your financial data and preferences are yours alone.

iCloud Sync

With Full Access, you can optionally enable iCloud sync to keep your data in sync across your Apple devices. When enabled, your data is stored in your own private iCloud account using Apple's secure infrastructure. We have no access to your iCloud data. You can disable iCloud sync at any time.

Third-Party Services

Mi Dinero does not use any third-party analytics, advertising, or tracking services. There are no ads in the app.

Data Sharing

We do not share, sell, rent, or transmit any of your data to third parties. Your financial information stays on your device (and optionally in your private iCloud account).

CSV Export and Import

Mi Dinero allows you to export and import your financial data as CSV files. These exports are generated locally on your device and shared only through the method you choose. We have no access to your exported data.

Notifications

Mi Dinero may request permission to send local notifications to remind you about upcoming scheduled payments. These notifications are generated locally on your device and no data is transmitted to any external server. You can manage notification permissions at any time through your device's Settings app.

Children's Privacy

Mi Dinero does not knowingly collect any information from children. All app data is stored locally on the user's device.

Changes to This Policy

We may update this privacy policy from time to time. Any changes will be reflected by updating the "Last updated" date at the top of this policy.

Contact

If you have questions about this privacy policy, please contact us at: [email protected]